2012 Medicare
Premiums and Deductibles
Question: What are my Medicare premiums and deductibles for 2012?
Answer: Centers for Medicare and Medicaid
Services (CMS) released the 2012 Medicare premiums and deductibles the end of
October, 2011. These figures were not listed in the initial publication of CMS “Medicare
and You 2012. Following is a summary of 2012
Medicare premiums and deductibles:
2012 2011
Part
A Deductible $1156/Event $1132/Event
Hospital
Days
61-90 $289/Day $283/Day
Hospital
Days
91 & After $578/Day $566/Day
Skilled
Nursing
Facility $144.50/Day $141.50/Day
Part
B Deductible $140/Year $162/Year
If
you have a Medicare Supplement, the Supplement will automatically adjust
coverage to reflect the 2012 amounts.
2012 2011
Part B Premium $99.90/month $115.40/month
Most
people who became eligible for Medicare in 2009 or before have been paying $96.40
per month for their Medicare Part B premium 2009 - 2011. Most that became
eligible for Medicare in 2010 paid $110.50 per month in 2010 and 2011. Those
who became eligible this year(2011)have paid $115.40 per month . All of these
people will pay $99.90 per month in 2012, an increase for some, a decrease for
others.
People
with incomes above $85,000/year may pay a higher premium for their Medicare
Part B as well as their Medicare Part D Prescription Drug Plan coverage.
Most
people pay no premium for Medicare Part A based on their or their spouse’s work
credits. For those who must pay a premium for Part A, there has been an
increase for the 2012 Part A premium as well.
For
complete information about 2012 premiums and deductibles as well as premiums
for those with higher incomes or those who must pay a Part A premium, follow
this link: http://www.cms.gov/apps/media/press/factsheet.asp?Counter=4140
For answers to your Medicare Questions or to request a quote on a Texas Medicare Supplement or Part D Drug Plan visit www.MedicareAnswersfromConnie.com .
