Question: I have been on insulin pump for 4 years and will be on Medicare soon. Does Medicare cover pump inserts and supplies including insulin?
Answer: Yes, Medicare covers the pump inserts and supplies as well as the insulin pump. This is covered under Medicare Part B, Durable Medical Equipment. You will be responsible for paying the Part B deductible which is $162 for 2011 then 20% of the cost of the supplies. Medicare has a publication called "Medicare Coverage of Diabetes Supplies and Services". Click “Ask A Question” and request “Coverage of Diabetes Supplies” and I will e-mail you the publication. If you would like to have this in print, request that directly from Medicare-1-800-633-4227.
A Medicare Supplement Plan F would pay the $162 deductible and 20% not paid by Medicare if you choose to enroll in a Supplement Plan. You are guaranteed issue for up to 6 months after your 65th birthday. After that you may not be eligible due to your diabetes. Please let me know if you would like a quote.