Tuesday, May 17, 2011

Medicare Part D

Part D Coverage Evidence

Question:  How do I know if I have prescription coverage?

Answer:  I am assuming you do not have employer sponsored health insurance and are Medicare eligible. In most cases you must enroll in either a Stand Alone Prescription Drug Plan (also known as a PDP) or you may receive prescription coverage if you are enrolled in an Advantage Plan that includes prescription coverage. If you qualify for extra help and failed to enroll in a plan when you were first eligible, Medicare will enroll you in one of their choosing. At the very least you will have an ID card for your coverage, either the PDP or the Advantage plan. If you have not been issued an ID card, it's likely you don't have prescription coverage.